Business Banking

  • Business
  • Business Loans

Business Loans

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Real Estate

An owner-occupied loan is an ideal choice for a business that occupies and/or operates out of the property in question. These loans can be used to purchase, renovate, or refinance a commercial property. Whether you’re looking for your first building or planning to expand or improve the building you own, Chickasaw Community Bank can help you put your business on the map.

If you’re looking for a loan to begin investing in real estate, Chickasaw Community Bank can help you secure the investment real estate loan that you need to get going.

Government Guaranteed

Government Guaranteed

As lenders with experience, Chickasaw Community Bank is able to help you find the loan that best fits your goals and financial situation. Our skilled loan officers are familiar with a number of government-guaranteed loan programs, and they’re ready to help guide you through the application process.

There are a number of loan options available, but these are some of the most effective:

SBA 504 Loan

SBA 504 Loan

Small business owners need a break sometimes, and if your business is considering purchasing or renovating a piece of commercial real estate, the SBA 504 Loan might be just what you need. This loan will offer businesses the same kind of long-term, fixed-rate financing that larger businesses receive. The process might seem complex, but Chickasaw Community Bank can make it easy, so give us a call and let us find your business a home.

USDA B&I

The U.S. Department of Agriculture’s Business and Industry (USDA B&I) loans are intended to help stimulate local economies and create jobs. These loans are often available to borrowers who might not qualify for other loans, and they can be used for a wide variety of purposes.

Let Chickasaw Community Bank work with you to create a loan that meets your goals but understands your situation.

BIA

Chickasaw Community Bank is proud to offer Bureau of Indian Affairs (BIA) loans to provide the financing that can help Native-owned enterprises succeed. When these enterprises thrive, it helps to lift up the economy of a reservation and its members. A healthy culture of Indian entrepreneurship and employment is a benefit to everyone in our community.

To qualify for a BIA loan, your business needs to be at least 51%-owned by a tribe or members of a federally recognized tribe, or Alaska native group. The business should also be located on or near a reservation or recognized service area.

Construction

If you’re starting from the ground up, then you need to work with Chickasaw Community Bank to secure a construction loan to make your project happen. Our team of loan officers is experienced with the process that will help you get the necessary financing for a variety of projects.

Development

If you’re looking to start from scratch, a commercial development loan is the way to go. This is an ideal choice if you’re looking to invest in a piece of raw land with the intent of improving it for sale, construction, or further investment.

Commercial

You can build a facility to house your business or you can develop properties for commercial use and development. Commercial loans are a great way to build equity in an operator-owned business or to get in on the ground floor of commercial real estate investing.

Residential

If you plan to build your family’s home from the ground up, then you should let Chickasaw Community Bank help you pursue your strategy with a residential construction loan. These loans are generally short-term loans designed to help during construction, versus long-term home financing. This can be a complicated process and our team has the expertise to help ensure a successful build.

Equipment

Every business needs manpower and equipment. You’ve supplied the labor so let Chickasaw Community Bank work with you to finance the equipment that you’ll use every day. Our equipment loans can help you buy new hardware or refinance existing equipment to improve profitability in your business.

Equipment Loans