Compliance & Security
Privacy Policy
Compliance & Security
REV. 05/2024
What does Chickasaw Community Bank do with your personal information?
Why: Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What: The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Numbers and Income
- Account Balances, Transactions, and Payment History
- Credit History and Credit Scores, and Overdraft History
How: All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons Chickasaw Community Bank chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Info
Does CCB Share?
Yes
Can You Limit This Sharing?
No
For our marketing purposes —
to offer our products and services to you
Yes
No
For joint marketing with other financial companies
No
We don’t share
For our affiliates’ everyday business purposes—
information about your transactions and experiences
No
We don’t share
For our affiliates’ everyday business purposes—
information about your creditworthiness
No
We don’t share
For our affiliates to market to you
No
We don’t share
For nonaffiliates to market to you
No
We don’t share
Who We Are
Who is providing this notice?
Chickasaw Community Bank
What We Do
How does Chickasaw Community Bank protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does Chickasaw Community Bank collect my personal data?
We collect your personal information, for example, when you
- Open an account or apply for a loan
- Make deposits or withdrawals
- Pay your bills or use your debit card
We also collect your information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
- Sharing for affiliates’ everyday business purposes — information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and nonfinancial companies.
- CCB does not share with affiliates so they can market to you.
Non-affiliates
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- CCB does not share with nonaffiliates so they can market to you.
Joint Marketing
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- CCB doesn’t jointly market
Other Important Information
Should you prefer not to receive sales and/or marketing calls from Chickasaw Community Bank, you can request us to place your name and telephone number on our Do Not Call list. If your name and/or telephone number changes, you must submit another request. We will maintain your request for five (5) years unless a request is made by you to be removed from our Do Not Call list. Please allow up to thirty (30) days for removal of your name and telephone number. We maintain the strictest compliance with the Telephone Consumer Protection Act (TCPA) and all applicable federal and state laws.
State disclosures
In addition to your rights described in this notice, you may have other rights under state laws. We will comply with applicable state laws with respect to our information practices.
California customers have other protections under state law. If your primary mailing address is in California, we will not share your credit or financial information that we collect except as permitted by law, including, for example, with your consent or to service your account. We will also not use your information for joint marketing purposes. We do not share customer information with third parties except as permitted by law.
Illinois law requires that you opt-in to information sharing. Therefore, before we would share your information with a third party, except where permitted by law, we will obtain your permission.
