Personal Savings

Savings

Saving is a skill that should be rewarded, and Chickasaw Community Bank wants to shower you with competitive interest rates. When you save with us, you can watch your money grow while you wait, but you still have convenient access to your funds when you need them.

Chickasaw Community Bank savings

Regular Savings

  • Earn a competitive rate of interest on your entire balance
  • No monthly maintenance fees
  • $50.00 minimum opening deposit
  • Link with your Chickasaw Community Bank Checking account and schedule recurring transfers for a convenient way to save, or use your mobile app or online banking to make transfers between checking and savings anytime.

Visit us today to open an account.

Investments

Investing doesn’t need to be an intimidating, high-risk game played with your money. Chickasaw Community Bank offers a number of safe and simple options to help you grow your wealth over time.

Savings bank account

Certificates of Deposit

A Certificate of Deposit (CD) offers a guaranteed rate of return with the peace of mind that comes from FDIC insurance. We offer a variety of short- and long-term CDs that make it easy for anyone to invest.

Benefits of a CD-based investment strategy:

  • Fixed return rates that won’t drop during the term
  • Choose the investment term that works for you
  • FDIC insured

Individual Retirement Accounts

Retirement accounts let you prepare for the future while saving money on your tax bill each year. Chickasaw Community Bank offers a number of different individual retirement accounts to choose from. If you’re not sure which one works for you, one of our Relationship Bankers can help you develop a plan that meets your future goals while still helping you stay within your current budget. We recommend speaking with a Relationship Banker to make sure that you get the right plan for your specific situation.

A Traditional IRA provides some tax savings now and also when you withdraw your money. It’s a popular choice for retirement savings, but here’s a quick overview:

  • Anyone under age 70-1/2 can open an account, and withdrawals can begin at 59-1/2
  • Contributions are tax-deductible when filing state and federal tax returns*
  • Earnings are tax-deferred until withdrawal
  • Early withdrawals are subject to penalties**

*Subject to certain minimal conditions. Consult with your tax advisor.
** Certain exceptions apply.